Opening a real business bank account as a non-resident is the hardest part of going global. We have streamlined the process with Mercury, Relay, Wise Business, Payoneer, Revolut Business, and traditional banks across multiple jurisdictions. Most clients are approved within 5–10 business days.
What this service unlocks for you
How it works
Step by step — no surprises, no jargon.
Match you with the right bank
Mercury for US tech-friendly. Relay for US e-commerce. Wise for multi-currency. Statrys for HK. Wio for UAE. We pick based on your business model.
Prepare your application
Complete KYC, prepare incorporation documents, beneficial-owner declarations, business descriptions, and proof of address.
Submit & support through review
We submit and respond to any compliance questions on your behalf. Most reviews complete in 5–10 business days.
Activate & onboard
Once approved, we help you activate online banking, order debit cards, set up Stripe/PayPal payouts, and integrate accounting tools.
We work with the leaders
Real partners we have onboarded clients to — names you already trust.
Banking & Neobanks
All trademarks, service marks, and brand names shown are the property of their respective owners. Their appearance here does not imply endorsement or affiliation. Biz E-Formations Inc. is an independent third party assisting clients with applications to these services.
Common questions
Can I really open a US bank account without going to the US?+
Yes. Mercury, Relay, and Wise Business all onboard non-resident LLC owners 100% remotely. The key is having a properly formed US LLC and a valid EIN — which we provide.
Why might my bank application get rejected?+
Most rejections come from: incomplete KYC, weak business description, mismatched address documents, high-risk industry classification, or not having an EIN yet. Our process avoids these issues.
How many bank accounts can I have?+
You can have multiple. Many clients use Mercury for US payments, Wise for FX, and Stripe for card processing. We recommend starting with 1–2 and adding as needed.
What documents will I need?+
Passport, proof of personal address (utility bill or bank statement, dated within 3 months), formed company documents, and EIN/UTR/equivalent. We guide you exactly.